Wealth for The Next Generation
Get The Right Mortgage Today!
We've helped people just like you get more than $1 billion in mortgages. Let us help you achieve your dreams.
(Licensed To Do Business in DC, Maryland and Virginia)
OWNING YOUR HOME IS THE SINGLE SMARTEST MOVE YOU CAN MAKE IN YOUR FINANCIAL LIFE.
How it works
You may not think of it this way, but a mortgage is leverage to build your financial future. When you employ leverage, you use someone else’s capital to buy something. Leverage is how many wealthy people got that way. A mortgage allows you to use your money and the lender’s money to grow your wealth. We think that’s smart.
Why it works
You can deduct mortgage interest and property tax from your income, so more of your money works for you (instead of the IRS). Your equity in your home may grow if the value of your home goes up, adding to your principal investment. That’s leverage doing the wealth-building for you, so you can build the life you want.
Meet With One Of Our Professionals
WHAT CAN YOU EXPECT FROM THE DOWNS GROUP
Personal mortgage coaching to build your wealth.
Get the mortgage that's right for you.
Build wealth. Save money. Get a tax break. Invest in real estate. Quit renting. Whatever your goals, we’ll help you get there. By the time your transaction closes, you’ll be in better financial shape than you thought possible, with a clear view of how owning your home benefits you today — and tomorrow.
No mumbo jumbo.
Instead of a bunch of complex estimates no one understands, get ready to have your options clearly explained. We sweat the details so you can breathe easily, and focus on how you can buy your home.
Easy application.
We’ll break the application process into easy to follow steps. We’ll even use Vellum's Digital Mortgage Platform to automatically gather the appropriate paperwork.*
Guidance and support from mortgage experts.
We'll match you with an expert mortgage coach/loan officer who will give you the accountability, direction, insight and support you need, every step of the way. They'll get your loan done, so you can move on to the next phase of your life.
Backed by Vellum. Proven with happy clients.
Our process has been proven with thousands of clients. We’re consistently tweaking and simplifying our lending process based on the latest programs, rates and technology.
Competitive Rates. Always
Our mission is to match you with the right mortgage at the lowest rate possible. Because we’re a unit of Vellum Mortgage, we have access to an enormous portfolio of loan products. We‘re also frightfully competitive with every online lender. But since we’re real people, we pick up the phone and talk to you about what’s best in your situation.
100% Guaranteed
You'll get the best loan you can qualify for, at a competitive rate. If you're not satisfied after your loan closes, we'll refinance your next loan at no charge.**
Eternal love.
Now that you’re all nice and financed, our work doesn’t stop. We’ll continue to review your loan, to ensure that it’s still competitive in the ever-changing world of mortgages. Sometimes, even a half point can save you hundreds of dollars a month, and we know that puts real money in your pocket. After all, this is about you and building wealth, so we’re on it. Always.
* Not all clients will qualify for Vellum’s Digital Mortgage Platform. You must be employed as a W-2 employee, and certain conditions apply. But never fear — we’ll make it easy. ** If you’re not completely satisfied, we’ll reimburse you for the appraisal fee.
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